Laws and regulations affecting consumer banking, credit, student loans, and other financial areas are continually changing. Additionally, we are hearing from increasing numbers of consumers wanting to know how to lower their credit card interest rates, or get payments otherwise modified. We do not contact creditors on behalf of consumers for any reason. However, as part of our mission to educate consumers, 1 $ Wiser is continually updating information in this section which is available at no cost to anyone who accesses our website.
This section was last updated in December, 2017.