Money Saving Tips and Resources

 

 

Has your identity been stolen or has your data been breached? 

Freeze your credit report for free:

• TransUnion: Visit TransUnion.com/credit-freeze. The company also has a free-freeze mobile app called myTransUnion, available at the Google Play Store and the Apple App Store.

• Equifax: Visit https://www.Equifax.com/personal/credit-report-services/. Or call its automated line at 800-685-1111.

• Experian: Visit www.Experian.com/freeze. Or call 1-888-EXPERIAN (1-888-397-3742).

You should also freeze your report at National Consumer Telecom & Utilities Exchange (1-866-343-2821). This is the credit-reporting firm that telecom companies (cellphone, cable, etc.) and utilities (gas, electric, etc.) use to check your creditworthiness when you want to open an account. The difference between it and the big three bureaus is that it does not include your credit score.

 

Student Loans? If you have, are considering obtaining, or are being asked to co-sign for someone else's student loan, STOP! Attend one of our Know Before You Owe-Student Loan events. It could save you $000s!

 

Use the credit report review checklist found at the following website each time you pull your credit report - which should be at least once a year using www.annualcreditreport.com,  https://s3.amazonaws.com/files.consumerfinance.gov/f/documents/201701_cfpb_Credit-report-review-checklist.pdf

 

SingleCare Services offers a DISCOUNT program for prescriptions, dental, vision and some doctor by video consultations. If you do not have prescription drug insurance or insurance that covers dental and vision, this program is worth considering. Go to http://www.singlecare.com for more information. Note: This is NOT an insurance plan.

 

Coupons and cash back for online purchases at selected retailers https://www.couponcabin.com

 

Long term care checklist  (Make sure you consider Long Term Care Partnership Policies. For information go to http://www.aaltci.org/long-term-care-insurance/learning-center/long-term-care-insurance-partnership-plans.php)

 

The 25 Documents You Need Before You Die

 

Denied Credit or Best Loan Terms?

 

A Cautionary Note About Medical Credit Cards

 

Negotiating With Creditors - Failed Attempts

 

Cramming Charges

 

Tax Credits Available for College Expenses

 

Making the decision to rent or buy https://www.consumerfinance.gov/about-us/blog/making-decision-rent-or-buy/?utm_source=newsletter&utm_medium=email&utm_campaign=2017Homebuyers&utm_term=20170621

 

National Mortgage Settlement

 

Know Before You Owe - Home Ownership  http://www.consumerfinance.gov/owning-a-home/resources/monthly_payment_worksheet.pdf

 

Protecting Your Digital Assets: /Digital Estate Planning Guide http://www.consumer-action.org/downloads/english/spring_2015_digital_estate_planning.pdf

 

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